LOAN programs

TYPES OF PROPERTIES WE FINANCE  

➯Owner User

➯Retail

➯Franchises

➯Warehouse & Industrial

➯Office Space

➯Hotels & Motels

➯Multi Family

➯Medical Clinics & Healthcare

programs & Loans WE fund 

➯Owner User 7A & 504

➯Construction & Development

➯Conventional

➯Bridge & Hard Money

➯Conduit

➯Business Only & Working Capital

➯Multi Family

➯Non Recourse

Needs List

OWNER OCCUPIED

Owner of business is main occupant & direct borrower of the loan

  • 3 years tax returns on borrower personally
  • 3 years tax returns on borrowers business
  • Year-to-date profit and loss statement on business
  • Personal financial statement on borrower
  • Credit report on borrower

INVESTOR

Loans to investor buying rental producing property or properties

  • Year-to-date profit and loss statement on property
  • Rent roll on property
  • Pics on property
  • Personal financial statement on borrower
  • Credit report on borrower

START UP

Loans to business looking to start-up and expand with little to no business history

  • Resume on borrower & partners
  • Projections & pro-forma
  • Business plan (with executive summary)
  • Personal Financial statement
  • Credit report

CONSTRUCTION AND DEVELOPMENT

Loans to finance the improvements necessary before development can be completed

  • Executive Summary- overview of the project, location, strengths of the deal
  • Detailed Resume’s of partners AND GC if not a partner, 3 Years financials on all borrowers, GC, and partners on the deal, & Personal Financial Statements on all borrowers and GC
  • Pro-Forma-projections on project, net income expected & detailed cost breakdown
  • Information on the property-demographics, absorption studies, marketing & management plans, etc.
  • Info on pre-sales and if so, proof of them. 50% pre-sales is preferred.

CHURCH

Loans to facilitate purchase of christian churches and institutions

  • Church worksheet
  • 3 years financials on church

LINE OF CREDIT

Loans useful for a project for which the total cost is unclear

  • Year-to-date profit and loss
  • Last years tax return
  • Last years profit and loss & balance sheet
  • Current accounts receivables & accounts payables aging report
  • Credit report on borrower
  • Explanation paragraph for use of fund

WHEN BANKS SAY NO...WE SAY YES!

CONTACT US TODAY