HARD MONEY PRIVATE
REAL ESTATE LOANS

Minimal Paperwork
Purchase or Cash Out Non Owner occupied residential
Quick Closings ~ less that 10 business days
Up to 80% financing in many areas
We allow seller carryback to 90% loan to value
We lend to foreign nationals with no country restrictions.
No appraisals needed unless property is 5 plus units or value is over 2 million in CA or over 1.5 million outside of CA
1 to 10 units

New Construction

1 to 4 Unit plus retail space

Rates from 6.99%

80% Purchase & Rate & Term refinance on 1-4 unit properties

75% Rate & Term refinance Cash-Out on 1-4 unit properties

Gifts permitted

Max loan 3 Million ~ or more

Credit score as low as 620

FIX & FLIP LOANS

90% Loan of Purchase Price based on As-Is value
100% of the rehab financed
NO appraisal
NO prepayment penalty
Stated income ~ No tax returns, W2's or paystubs
1-4 Unit residential, including condo's, townhomes
Loans $75k to $2M
Terms: 6 or 12 Months
3 Points
Popular states we lend in ~ CA,TX,FL,CO,WA,IL,MO, PA

Foreign National Loans

Rates from 7.99%

No income Docs (No paystubs, W-2s, or Tax Returns)

70% Loan to Value with Lease Agreement

65% Loan to Value Cash-Out

No credit report required

No income, easy qualify documentation

Loan amounts to 1.5 Million

Credit score as low as 640